At Chiropractic Care Clinic, we believe in transparent financial practices and helping you understand the costs associated with your care. Dr. Elaine McNally and our staff are committed to providing clear information about treatment expenses and payment options.

Insurance Coverage

Participating Insurance Plans

We participate with most major insurance providers, including:

• Blue Cross Blue Shield
• Medicare
• Workers' Compensation
• Auto Accident Insurance
• [Other major carriers specific to Montgomery area]

Verification of Benefits

Before beginning treatment, our staff will verify your insurance coverage and explain your benefits in detail. As Patricia Lykes notes: "Staff is very courteous and professional. They handle everything appropriately."

Treatment Cost Estimates

Initial Visit

Your first visit typically includes:

• Comprehensive examination ($89)
• X-rays if necessary ($50 per area)
• Initial treatment if appropriate ($30)
• Treatment plan development

Regular Treatment Sessions

Standard treatment sessions start at $30, depending on:

• Specific procedures performed
• Duration of treatment
• Additional therapies needed
• Insurance coverage

Payment Options

Accepted Payment Methods

We make payment convenient by accepting:

• Major credit cards (Visa, MasterCard, American Express, Discover)
• Health Savings Accounts (HSA)
• Flexible Spending Accounts (FSA)
• Personal checks
• Cash payments

Payment Plans

We understand that healthcare costs can be challenging. Our flexible payment options include:

• Monthly payment arrangements
• Care Credit financing
• Sliding scale fees for qualifying patients
• Family treatment discounts

Insurance Claims Processing

Our Commitment

We handle insurance claim submission for your convenience. Our experienced staff works diligently to:

• Submit claims promptly
• Follow up on delayed claims
• Appeal denied claims when appropriate
• Keep you informed of claim status

Your Responsibility

Patients are responsible for:

• Providing current insurance information
• Understanding their coverage limits
• Paying deductibles and copayments
• Covering non-covered services

Workers' Compensation & Auto Accidents

Documentation Requirements

We work directly with insurance carriers and attorneys to ensure proper documentation and billing. Please provide:

• Accident reports
• Claim numbers
• Adjuster contact information
• Attorney information if applicable

Third-Party Claims

For accidents involving third-party liability:

• We'll bill appropriate insurance carriers
• Maintain required documentation
• Provide necessary medical reports
• Work with legal representatives

Fair Treatment Estimate Policy

Transparent Pricing

Before beginning treatment, you'll receive a written estimate including:

• Expected number of visits
• Cost per visit
• Insurance coverage estimates
• Patient responsibility projections
• Payment plan options if needed

Cost Updates

If your treatment plan changes, we'll provide:

• Updated cost estimates
• Explanation of changes
• New payment arrangements if needed
• Insurance coverage impact

Financial Hardship

We believe quality healthcare should be accessible. If you're experiencing financial hardship:

• Ask about our hardship policy
• Explore available payment options
• Discuss treatment plan modifications
• Consider flexible payment arrangements

Medicare Patients

Coverage Understanding

We'll explain:

• Medicare coverage limits
• Supplemental insurance benefits
• Non-covered services
• Required documentation

Billing Questions

Our billing staff is available to:

• Answer coverage questions
• Explain statements
• Resolve billing concerns
• Discuss payment options

As one patient, Kevin Bell, shares: "Very knowledgeable and helpful. They make understanding the financial aspect straightforward."

Cancellation Policy

To avoid unnecessary charges:

• Provide 24-hour notice for cancellations
• Call as soon as possible if delayed
• Understand missed appointment fees
• Communicate scheduling conflicts promptly

Your Financial Privacy

We protect your financial information with the same care as your medical records. As Barbara Bruce notes: "Dr. McNally and her staff take time to explain everything in detail, including financial matters."

Take the First Step

Don't let financial concerns prevent you from receiving needed care. Contact our office to discuss your specific situation and learn about available payment options.